As if we need more things on which to spend our money during the six week period between Thanksgiving and Christmas, research by The Center On Philanthropy indicates the average person makes 24% of their annual donations during that time.
Okay, so we live in a time where the reported unemployment figure is above 9%, and the real figure is much higher, the government spends a whole lot more than it makes, and legislators cannot agree on a solution, and it costs more to feed your car than yourself. But...we really have a lot to be thankful for.
Jumpstart is a national coalition to teach financial literacy to children; according to a 2006 study they conducted, nearly 52% of high school students use credit cards. Let's make sure they use them wisely.
The Health Care Reform Act enacted in 2010 requires health insurers to allow adult children to remain on their parents' plan until age 26. It's estimated that due to that stipulation, over two million young adults have been added to insurers' plans since the law was enacted.
Establishing good money habits early in life (trust me, at 53, if you're in your twenties, you ARE early in life,) is paramount for building a solid financial foundation for the rest of your life. Since we aren't taught these things, no matter what level we educate ourselves, or to what degree, people ask me how to start their financial life.
As the saying goes, you can never be too careful. It doesn't take a rocket scientist to figure out important information about you by putting "two and two" together with information posted online. But, that's not the only thing you need to be mindful of; there are other ways of having your identity stolen at school.