Sometimes, there's more than just a single item that's standing between us and total bliss. It's human nature; if you've felt this way the good news is, you're normal.
The old-fashioned layaway program is coming back. The program, where a store holds specific merchandise for a customer until they pay it off, became popular during the Great Depression.
Here's an interesting way to look at gas prices: if you drive 1,000 miles a month and your car gets 25 miles to the gallon, you will spend almost $2,000 a year on gasoline, just for that vehicle. If your household has more than one car, then multiply $2,000 by the number of vehicles. Yikes!
From the comments at workshops I conduct, and based on my clients' situations, $70,000 in debt, excluding a mortgage, is not that unusual for someone with student loans and car loans.
There's lots of anxiety today about saiving; the fact that the price of food (an essential ingredient to our existance on this planet,) is increasing doesn't help the situation. Here are three things you can do, and you'll never miss the money.
With new banking regulations it has become harder for banks to charge overdraft fees, which was a great source of revenue for banks.
In America we use a ton of paper (which is an enormous understatement.) I think of all the paper that is wasted on a day-to-day basis and it's rather staggering. Not only are trees a precious resource, but they also supply a large portion of our oxygen
I know, I know... we sometimes don't know what to do first. Walk the dog or wash the car? Vacuum the carpet or clean the bathrooms? Mow the lawn or trim the shrubs. Pay off debt or establish my emergency fund?
Often times people are confused about the interest rate when shopping for car loans and mortgages. Then they wonder if that rate can be compared to the interest they earn on an investment.
A couple of weeks ago I wrote about staying out of debt. Once you've climbed and conquered what seemed like an insurmountable mountain, you should reward yourself.
All this talk about the possible lockout on Friday had me thinking: man, if I made the kind of money that NFL players make, I wouldn't have any problems at all. That is, I wouldn't have any money problems at all for the rest of my life!
Amazingly, consumer debt has decreased 8.6% since reaching it's peak in September, 2008. Converting that to dallars, that translates to over $1 trillion!
With the recession and so many people out of work, it is becoming more and more difficult to keep your home. No one wants to lose the equity they've worked so hard to build.
There's still time to honor your resolutions. Joining a gym comes to mind. Remember, once you've joined, you have to use the gym in order fot it to work.
Most people's fear of flying is not in the flying itself, but paying the airfare. There are certain days of the week where it's less expensive to purchase an airline ticket than other days.
As they say, "Lightning strikes the outhouse as well." Some, and the emphasis is on the word some, card issuers are waiving some of their fees. These include Bank of America, Wells Fargo and American Express.
While we're seeing pressure on the cost of food, which could be showing up soon in restaurants and grocery stores, we aren't seeing an increase in the cost of wages to pay for that increase in food prices.
That 2% savings is $1,000 for the year for someone with taxable wages of $50,000. When was the last time you got $1,000 for free?
Having grown up with landlines, I really can't imagine life without them; I've always considered them my connection with the outside world. But, is that something I can do without?
Too many of my clients exclaim that they don't make enough money. This feeling pervades all groups, from wealthy to minimum wage earner, from the recent college graduate to the person getting ready to retire.