Think of it as a blank palette and you get to design a masterpiece; this masterpiece will be your financial picture.
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There are a lot of numbers floating around that people tell you you have to worry about. But the truth is, if you can stay our of debt and have an emergency fund, then you'll be better off than nearly everyone. Are you a victim of unexpected expenses? Everyone is. It never fails, as soon as you think you're getting ahead with money, something comes up. Life gets in the way. It happens to all of us.
Last week the Federal Reserve Bank released new data showing that consumer debt grew in November 2011 by the swiftest rate since November 2001.
You're running late to a game night party and you show up half way through the second quarter. When you walk in, the first thing you ask is, "What's the score?"