Many people ask me if insurance is "worth" it and how much they should spend for it. Insurance is simply transferring risk from yourself to someone else.
The unexpected will always occur; however, if we prepare better for them, we won't have to react drastically.
As the holidays are upon us, a common greeting is "Have a happy and healthy New Year." The problem is, the cost of maintaining good health is soaring.
The Health Care Reform Act enacted in 2010 requires health insurers to allow adult children to remain on their parents' plan until age 26. It's estimated that due to that stipulation, over two million young adults have been added to insurers' plans since the law was enacted.
Social responsibility takes many forms; in general, it means acting to fulfil the obligation to benefit society at large. This could mean going green, doing chores for the elderly neighbor or simply picking up trash in a public park, especially if you weren't the perpetrator. This reminds me of a prayer I recite at Friday night services: "Pray as if everything depended on G-d, Act as if everything depended on you."
I started taking swimming lessons the summer after I turned four and I took for the next two summers. It wasn't that I forgot how during the nine intervening months, I think my mother needed some place to deposit me on those summer mornings. I was a pest, and still am.
Much to your horror, you may be surprised to find that your doctor bill can continue to cost you long after you've paid it.
If you've declared bankrupcty, you now have a second chance to have a clean life... credit-wise, that is; don't blow it! You have to strategize so you can make the most of this "second chance." Here are five important steps to take:
I don't play the lottery because I think of it as voluntary taxation. I read that you have a one in 16 million chance of winning the lottery and I believe it. Actually, since I sometimes don't even see the glass as half full, (sometimes I can't even find the glass,) I think my chances are much les
For years I've believed that being physically fit means being fiscally fit. The numbers don't lie. Amway has developed a wellness program for their employees and it is really paying off for both Amway and the employees.
As if buying personal health insurance wasn't bad enough, there's something about the entire process that's just ALL wrong!
With the unemployment rate still hovering at 10%, crime will be on the rise. All the more reason we need to be aware of it. One in four Americans have had their identities stolen.
