When my father lost his once-lucrative business, I had to start working in order to earn the dollars to buy the things I wanted.
Due to the recession, households have been holding back on spending. A weak job market has made people afraid to spend; a weak housing market has made many people feel less wealthy and therefore reluctant to spend, and with the recent increase in gas prices consumers don't have the money to spend on other things. The National Foundation for Credit Counseling conducted a poll; 66% of respondents said they were suffering from "frugal fatigue." Retail therapy, here we come...
Your FICO score ranges between 300 and 850; the higher your score the more likely you'll get charged lower interest rates on loans, you'll have lower insurance premiums and you'll get a job. The best way to improve your FICO score is to focus on your history.
Ever wonder what happens after you send your resume? I'm not talking about the time in the postal system or how it travels through the electronic labyrinth of the internet, but what happens after it gets to the company you sent it to?