The unexpected will always occur; however, if we prepare better for them, we won't have to react drastically.
Sometimes life brings you embarrassing moments; these are the times you wish you could evaporate. Here are suitable reactions for those less-than-ideal moments when you find out in public that your credit is not exactly stellar.
Yep, increasingly employers are checking credit reports before they hire.
Many people with cash flow issues, meaning they have issues with the timing of their money coming in and their money going out, would like to move the due date on their credit cards.
Many seniors graduating from school already have a mortgage on their hands. I've spoken to several people who have student loans totaling over $150,000. Your best first step would be to start paying down on that student loan and start saving for a down payment.