I'm often asked if debt cosolidation is a good thing. First of all, debt consolidation involves a whole lot more than simply making a single payment. There are actually two types of debt consolidation: Debt Management Plans (DMP) and Settlement Plans. Which one is best for you depends on your situation.
If you've declared bankrupcty, you now have a second chance to have a clean life... credit-wise, that is; don't blow it! You have to strategize so you can make the most of this "second chance." Here are five important steps to take:
All this talk about the possible lockout on Friday had me thinking: man, if I made the kind of money that NFL players make, I wouldn't have any problems at all. That is, I wouldn't have any money problems at all for the rest of my life!