We all do it: we see something we just have to have and without thinking, it suddenly becomes ours.We all do it: we see something we just have to have and without thinking, it suddenly becomes ours.Posted
CategoriesCredit & Debt
We all do it: we see something we just have to have and without thinking, it suddenly becomes ours.
The Oregon legislature has devised a new way to pay for college. Read on to see what it's all about.Posted
CategoriesCredit & Debt
Proper cash management is at the heart of any successful business, so managing your personal cashflow effectively is key to maintaining a solvent household so you can retire comfortably.Posted
CategoriesCredit & Debt
Since we're approaching Valentine's Day, it seems appropriate to talk about love and money since they seem to be inextricably tied together. Especially on Valentine's Day when people spend money on their love. Posted
CategoriesCredit & Debt
My grandfather was a doctor and he always said, "No one plans to be sick." The truth is, a medical emergency can happen to anyone at anytime.Posted
CategoriesCredit & Debt
If you're able to somehow successfully negotiate your debt to zero and you thought you were in the clear. Think again!Posted
CategoriesCredit & Debt
The unexpected will always occur; however, if we prepare better for them, we won't have to react drastically.
Posted
CategoriesCredit & Debt
Last week the Federal Reserve Bank released new data showing that consumer debt grew in November 2011 by the swiftest rate since November 2001.Posted
CategoriesCredit & Debt
You're running late to a game night party and you show up half way through the second quarter. When you walk in, the first thing you ask is, "What's the score?"Posted
CategoriesCredit & Debt
The reason most people are in debt today is because they only look at the minimum payment -- totally ignoring the balance on their credit card and also the interest rate the credit card company is charging.Posted
CategoriesCredit & Debt
Some surprises are nice to have, like receiving a call from someone you haven't heard from in a long time, or a stranger tapping you on the shoulder to inform you that you just dropped something on the floor. However, the surprise of having your credit card rejected? Not so nice.Posted
CategoriesCredit & Debt
As the Latin Proverb states, "A wise man learns by the mistakes of others, a fool by his own."Posted
CategoriesCredit & Debt
Sometimes, there's more than just a single item that's standing between us and total bliss. It's human nature; if you've felt this way the good news is, you're normal.Posted
CategoriesCredit & Debt
Jumpstart is a national coalition to teach financial literacy to children; according to a 2006 study they conducted, nearly 52% of high school students use credit cards. Let's make sure they use them wisely.Posted
CategoriesCredit & Debt
Near Filed Communication (NFC) is a wireless technology allowing data to be exchanged between two devices from a short distance, hence the word "near" in the name.Posted
CategoriesCredit & Debt
The old-fashioned layaway program is coming back. The program, where a store holds specific merchandise for a customer until they pay it off, became popular during the Great Depression.Posted
CategoriesCredit & Debt
The other day we talked about college students protecting their identity at school. As a parent, there are things you can do as well to protect your good credit and possibly protecting your identity at the same time.Posted
CategoriesCredit & Debt
Establishing good money habits early in life (trust me, at 53, if you're in your twenties, you ARE early in life,) is paramount for building a solid financial foundation for the rest of your life. Since we aren't taught these things, no matter what level we educate ourselves, or to what degree, people ask me how to start their financial life.Posted
CategoriesCredit & Debt
The Education Department recently reported an increase in defaults within the first two years of repayment in the fall of 2009 of 7% to almost 9% for the two years ended in the fall of 2010.Posted
CategoriesCredit & Debt
As the saying goes, you can never be too careful. It doesn't take a rocket scientist to figure out important information about you by putting "two and two" together with information posted online. But, that's not the only thing you need to be mindful of; there are other ways of having your identity stolen at school.Posted
CategoriesCredit & Debt