Liquid Blog — Liquid

It has never been easier save money online. There are a whole slew of websites dedicated to giving you better deals then you'll find in any retail store. And most websites have a "promo code" box where you can get discounts just for taking the time to look.

PostedJuly 15, 2011

AuthorMax

CategoriesSaving Money

TagsCoupons, Deals, Discounts, Frugality

Saving for your child's education is something some people start when their child is born, which isn't a bad idea. It's always good to get a head start, especially when considering inflation. Over the past several years tuition inflation has been more than double general inflation.

PostedJuly 9, 2011

AuthorMax

CategoriesSaving Money

TagsCollege, Financial Planning, Insurance, Taxes

Today as we celebrate the 235th birthday of the Land of the Free, let's take a load off and talk about we can get good free stuff. We spend so much money in our society, it's not just on things, but events as well. Going to a major league sports game requires nothing short of getting a second lien on the house. We think we have to spend to do anything. Think again.

PostedJuly 4, 2011

AuthorMax

CategoriesSaving Money

TagsDeals, Frugality

The things you buy are influenced by many things around you. One of those things is people. Of those people, there are your friends, those you know from your religious affiliation, your co-workers, your neighbors and acquaintences. In today's world with social networking, you have even more contact with them than ever, thereby having them influence you to an even greater extent.

PostedJune 28, 2011

AuthorMax

CategoriesSaving Money

TagsFrugality, Technology

Conscious spending is all about actively choosing to spend on the things that are important to you. You evaluate every purchase, no matter how small.

PostedJune 27, 2011

AuthorMax

CategoriesSaving Money

Due to the fact that financial literacy is generally not taught in school, young adults graduating from high school are entering the world not knowing how to handle money properly. CapitalOne conducts an annual survey on the state of financial literacy among graduating high school seniors. This year 40% don't feel comfortable managing their money.

PostedJune 25, 2011

AuthorMax

CategoriesSaving Money

TagsCredit Cards, Employment, Financial Literacy, Interest Rates

So you received a speeding ticket and you're thinking: "I'll just pay the fine." Think again. Not only will you pay the fine, but you'll pay in another way: increased insurance premiums.

PostedJune 24, 2011

AuthorMax

CategoriesSaving Money

TagsCredit Score, Deals, Insurance

The study by Financial Finesse clearly shows that women lag behind men in financial knowledge. Due to this, women lack the confidence in their finances as well as their ability to meet their long-term income goals. The report said that women lag men in their knowledge "in virtually all areas of finance."

PostedJune 23, 2011

AuthorMax

CategoriesSaving Money

TagsFinancial Literacy

We all know that working out can improve your health as well as improving your finances. Just like working out, using cash as opposed to plastic at the register can also improve your health and your finances. Huh? Really...

PostedJune 21, 2011

AuthorMax

CategoriesSaving Money

TagsCredit Cards, Financial Literacy, Financial Planning, Frugality

Once you've decided to clean up your financial life, make sure you don't get sucked into a maelstrom you can't get out of. These five traps will definately impeded your progress.

PostedJune 16, 2011

AuthorMax

CategoriesSaving Money

TagsFinancial Planning, Frugality

Many times when people begin to cook at home they begin to look at it as an adventure, as opposed to a chore. When this happens, they become creative. I know people who started cooking with a crock pot and before long they moved from culinary terror to culinary delight. Many people have had the same experience when they get a grill.

PostedJune 14, 2011

AuthorMax

CategoriesSaving Money

TagsDeals, Dining Out, Frugality, Generic Brand

It happens all the time. Either we see something someone else has or we see something advertised and we gotta have it. We think, they have it, why can't I? It may not even be impulsive; we could be thinking about it for days, and we decide we want it.

PostedJune 13, 2011

AuthorMax

CategoriesSaving Money

TagsCar Insurance, Frugality, Home, Saving Up, Technology

It's Not Just For Married People

Just because you don't have a will won't keep you from dying. Just because you're young, won't keep you from dying, either. We all think we're invincible. If you die suddenly without a will, then some judge who you've never met, will decide where your stuff goes. If you become sick, it makes it that much more difficult to create your will. So, it's best to have one in place; that way all your desires are cared for.

PostedJune 10, 2011

AuthorMax

CategoriesSaving Money

TagsFinancial Planning

It's a fact of life: we need to go to the grocery store. Navigating one can be difficult, especially if you're not familiar with it. Here are some things to look for during your quest to find the things you need and end up buying the things you don't need.

PostedJune 7, 2011

AuthorMax

CategoriesSaving Money

TagsFinancial Literacy, Frugality

There's going to come a time in all our lives when we can no longer work, whether that be physically or mentally, or both. That's the time when our investments should be generating enough income to live on. That's why we need to get out of debt so we can start saving for retirement.

PostedJune 3, 2011

AuthorMax

CategoriesSaving Money

Tags401 (k), 401k, Baby Boomer, Financial Planning, Retirement, Taxes

I know, I know. You've been meaning to start an emergency fund, but emergencies keep getting in the way. Life gets in the way. Here's how to get that emergency fund stated and fill it up quicker than you think.

PostedJune 2, 2011

AuthorMax

CategoriesSaving Money

TagsFinancial Planning, Frugality

I was on the Texas Jump$tart Coalition, an organization to teach financial literacy, for several years. What we found was that not only in Texas, but the other 49 states as well, financial literacy is not taught in the public schools.

PostedJune 1, 2011

AuthorMax

CategoriesSaving Money

TagsCharity, Financial Literacy

As most of you can imagine, my favorite game to play as a child was Monopoly. Cash was not just king; cash won the game.

Yes, if you had no cash you could borrow money, but the only way to do that (within the rules of the game,) was to mortgage your property.

PostedMay 30, 2011

AuthorMax

CategoriesSaving Money

TagsBanking, Credit Cards

My father graduated from Harvard Law School in two years; he was a smart man. However, he always said, "I don't need brains, just 'Lady Luck.'"

PostedMay 28, 2011

AuthorMax

CategoriesSaving Money

TagsFinancial Planning, Loans, Mortgages

Figuring Out How Much You Really Spend

The only way to really find out where you spend your money is to write down everything you spend for three weeks. I say three weeks because it really is true, it takes 21 days to make a habit.

PostedMay 14, 2011

AuthorMax

CategoriesSaving Money

TagsFinancial Planning, Frugality